Terms of Service and Privacy Policy

 

We deal with our clients based on an individual agreements.  

You agree to use investin.sk only for lawful purposes and in a way that does not infringe the rights of, restrict or inhibit anyone else's use of investin.sk. Advertisements shall be legal, decent, honest and truthful; shall comply with the Advertising Practice and all other Codes, and shall comply with the requirements of current legislation. 

We accept no responsibility for any loss or damage you may suffer as a result or your use of www.investin.sk. You use the Website at your sole responsibility and risk.

We do not do any due diligence into any parties information listing on www.investin.sk and can accept no responsibility nor liability whatsoever, for any claims, costs, losses, expenses or damages howsoever arising whether direct, indirect or consequential in respect of any omissions or consequences of actions taken by users based on any information, opinions or advice contained within this www.investin.sk.

Any listings or ads placed on the www.investin.sk are not legally binding offers but constitute invitation for negotiations with respect to the matter listed or advertised on the website.

Terms of Servise are fully presented in Slovak language here...

 

Privacy Policy

This is the privacy notice investin.sk a website owned and managed by PhDr. Ernest Rakonczay, IČO 46519076. In this document, “we”, “our”, or “us” refer to PhDr. Ernest Rakonczay. We are registered in the Slovak Republic with the Obvodný úrad Banská Bystrica, Číslo živnostenského registra: 620-33368. Our registered office is at Tulská 75, Banská Bystrica, the Slovak Republic.

Our policy complies with Slovak law accordingly implemented, including that required by the EU General Data Protection Regulation (GDPR).

 

Introduction

  1. This is a notice to inform you of our policy about all information that we record about you. It sets out the conditions under which we may process any information that we collect from you, or that you provide to us. It covers information that could identify you (“personal information”) and information that could not. In the context of the law and this notice, “process” means collect, store, transfer, use or otherwise act on information.
  2. We regret that if there are one or more points below with which you are not happy, your only recourse is to leave our website immediately.
  3. We take seriously the protection of your privacy and confidentiality. We understand that all visitors to our website are entitled to know that their personal data will not be used for any purpose unintended by them and will not accidentally fall into the hands of a third party.
  4. We undertake to preserve the confidentiality of all information you provide to us, and hope that you reciprocate.
  5. Our policy complies with Slovak law accordingly implemented, including that required by the EU General Data Protection Regulation (GDPR).
  6. The law requires us to tell you about your rights and our obligations to you in regards to the processing and control of your personal data.

 

 

  1. Information we process because we have a contractual obligation with you

When you create an account on our website, buy a product or service from us, or otherwise agree to our terms and conditions, a contract is formed between you and us.

 

In order to carry out our obligations under that contract we must process the information you give us. Some of this information may be personal information.

 

We may use it in order to:

 

We process this information on the basis there is a contract between us, or that you have requested we use the information before we enter into a legal contract.

Additionally, we may aggregate this information in a general way and use it to provide class information, for example to monitor our performance with respect to a particular service we provide. If we use it for this purpose, you as an individual will not be personally identifiable.

We shall continue to process this information until the contract between us ends or is terminated by either party under the terms of the contract.

 

  1. Information we process with your consent

Through certain actions when otherwise there is no contractual relationship between us, such as when you browse our website or ask us to provide you more information about our products and services, you provide your consent to us to process information that may be personal information.

Wherever possible, we aim to obtain your explicit consent to process this information, for example, by asking you to agree to our use of cookies.

Sometimes you might give your consent implicitly, such as when you send us a message by e-mail to which you would reasonably expect us to reply.

Except where you have consented to our use of your information for a specific purpose, we do not use your information in any way that would identify you personally. We may aggregate it in a general way and use it to provide class information, for example to monitor the performance of a particular page on our website.

If you have given us explicit permission to do so, we may from time to time pass your name and contact information to selected associates whom we consider may provide services or products you would find useful.

We continue to process your information on this basis until you withdraw your consent or it can be reasonably assumed that your consent no longer exists.

You may withdraw your consent at any time by instructing us by email to info@investin.sk. However, if you do so, you may not be able to use our website or our services further.

 

  1. Information we process because we have a legal obligation

Sometimes, we must process your information in order to comply with a legal obligation, for example we store your cookie preferences. This may include your personal information.

 

  1. Subscriptions

Our website allows you to subscribe to newsletters, white papers and other informative circulars. Your data is not held on our servers when you subscribe, we use Mailchimp to manage and send these emails. Any email you receive using this method will have a clear option to unsubscribe from the list.

 

  1. Contact forms

If you complete a contact form with your information, the data is not held on this site. The content of the form is emailed to us and we may reply to you by email or phone.

 

  1. Comments you post on our website

Our website in some cases allows you to post comments about articles on our website.

We do not specifically use this information except to allow it to be displayed on our website.

We do store it, and we reserve a right to use it in the future in any way we decide.

Provided your request is reasonable and there is no legal basis for us to retain it, then at our discretion we may agree to your request to delete your review with your personal information that you have posted. You can make a request by contacting us at info@investin.sk.

 

  1. Information relating to your method of payment

Payment information is never taken by us or transferred to us either through our website or otherwise. Our employees and contractors never have access to it.

At the point of payment, you are transferred to a third-party page of a payment provider. That page may be branded to look like a page on our website, but it is not controlled by us.

 

  1. Sending a message to our support team

When you contact us through our website or by e-mail, we collect the data you have given to us in order to reply with the information you need.

We record your request and our reply in order to increase the efficiency of our business.

We keep personally identifiable information associated with your message, such as your name and email address so as to be able to track our communications with you to provide a high-quality service.

 

  1. Complaining

When we receive a complaint, we record all the information you have given to us.

We use that information to resolve your complaint.

If your complaint reasonably requires us to contact some other person, we may decide to give to that other person some of the information contained in your complaint. We do this as infrequently as possible, but it is a matter for our sole discretion as to whether we do give information, and if we do, what that information is.

We may also compile statistics showing information obtained from this source to assess the level of service we provide, but not in a way that could identify you or any other person.

 

  1. Affiliate and business partner information

This is information given to us by you in your capacity as an affiliate of us or as a business partner.

It allows us to recognise visitors that you have referred to us, and to credit to you commission due for such referrals. It also includes information that allows us to transfer commission to you.

The information is not used for any other purpose.

We undertake to preserve the confidentiality of the information and of the terms of our relationship.

We expect any affiliate or partner to agree to reciprocate this policy.

 

  1. Information we obtain from third parties

Although we do not disclose your personal information to any third party (except as set out in this notice), we sometimes receive data that is indirectly made up from your personal information from third parties whose services we use. No such information is personally identifiable to you.

 

  1. Data may be processed outside the European Union

Our websites are hosted in Europe.

We may also use outsourced services in countries outside the European Union from time to time in other aspects of our business.

Accordingly, data obtained within the Europe or any other country could be processed outside the European Union.

 

Access to your own information

 

  1. Access to your personal information

13.1   At any time you may review or update personally identifiable information that we hold about you, by signing in to your account on our website.

13.2   To obtain a copy of any information that is not provided on our website you may send us a request at info@investin.sk.

13.3   After receiving the request, we will tell you when we expect to provide you with the information, and whether we require any fee for providing it to you.

 

  1. Removal of your information

If you wish us to remove personally identifiable information from our website, you may contact us at info@investin.sk.

This may limit the service we can provide to you.

 

  1. Verification of your information

When we receive any request to access, edit or delete personal identifiable information we shall first take reasonable steps to verify your identity before granting you access or otherwise taking any action. This is important to safeguard your information.

 

Other

 

  1. Use of site by children

16.1   We do not sell products or provide services for purchase by children, nor do we market to children.

16.2   If you are under 18, you may use our website only with consent from a parent or guardian.

 

  1. How you can complain

17.1   If you are not happy with our privacy policy or if you have any complaint then you should tell us by email. Our address is info@investin.sk.

17.2   If a dispute is not settled then we hope you will agree to attempt to resolve it by engaging in good faith with us in a process of mediation or arbitration.

 

  1. Retention period for personal data

Except as otherwise mentioned in this privacy notice, we keep your personal information only for as long as required by us:

18.1   to provide you with the services you have requested;

18.2   to comply with other law, including for the period demanded by our tax authorities;

18.3   to support a claim or defence in court.

 

  1. Compliance with the law

Our privacy policy has been compiled so as to comply with the law of every country or legal jurisdiction in which we aim to do business. If you think it fails to satisfy the law of your jurisdiction, we should like to hear from you.

However, ultimately it is your choice as to whether you wish to use our website.

 

  1. Review of this privacy policy

We may update this privacy notice from time to time as necessary. The terms that apply to you are those posted here on our website on the day you use our website. We advise you to print a copy for your records